| 00 |
Approved |
Successful |
| 01 |
Refer to card issuer |
The merchant must call the issuer before the transaction can be approved. |
| 02 |
Refer to card issuer, special condition |
The merchant must call the issuer before the transaction can be approved. |
| 03 |
Invalid merchant number |
The merchant ID is not valid. |
| 04 |
Pick-up card |
capturing the card. |
| 05 |
Do not honor |
The transaction was declined by the issuer without definition or reason. |
| 06 |
Error |
The card issuer returned an error without further explanation. |
| 07 |
Pick-up card, special condition |
The card is listed on the Warning Bulletin. Merchant may receive reward money by capturing the card. |
| 08 |
Honor with identification |
Honor with identification. |
| 09 |
Request in progress |
Request in progress. |
| 10 |
Approved for partial amount |
Approved for partial amount. |
| 11 |
Approved, VIP Approved |
VIP program. |
| 12 |
Invalid transaction |
The requested transaction is not supported or is not valid for the card number presented. |
| 13 |
Invalid amount |
The amount exceeds the limits established by the issuer for this type of transaction. |
| 14 |
Invalid card # |
The issuer indicates that this card is not valid. |
| 15 |
No such issuer |
The card issuer number is not valid. |
| 16 |
Approved, update track 3 |
Approved, update track 3. |
| 17 |
Customer cancellation |
Customer cancellation. |
| 18 |
Customer dispute. |
Customer dispute |
| 19 |
Re-enter transaction |
Customer should resubmit transaction. |
| 20 |
Invalid response. |
Invalid response |
| 21 |
No action taken |
No action taken. The issuer declined with no other explanation. |
| 22 |
Suspected malfunction |
System error received from the acquirer. |
| 23 |
Unacceptable transaction fee |
Unacceptable transaction fee. |
| 24 |
File update not supported |
File update not supported. |
| 25 |
Unable to locate record |
Unable to locate record. |
| 26 |
Duplicate record |
Duplicate record. |
| 27 |
File update edit error |
File update edit error. |
| 28 |
File update file locked |
File update file locked. |
| 30 |
Format error, call ECHO |
call ECHO The host reported that the transaction was not formatted properly. |
| 31 |
Bank not supported |
Bank not supported by switch. |
| 32 |
Already refunded |
Already refunded. |
| 33 |
Expired card, pick-up |
The card is expired. |
| 34 |
Issuer suspects fraud, pick-up card |
The card issuer suspects fraud. |
| 35 |
Contact acquirer, pick-up |
Contact card issuer. |
| 36 |
Restricted card, pick-up |
The card is restricted by the issuer. |
| 37 |
Call ECHO security, pick-up |
Contact ECHO security. |
| 38 |
PIN tries exceeded, pick-up |
PIN attempts exceed issuer limits. |
| 39 |
No credit account. |
No credit account |
| 40 |
Function not supported |
Requested function not supported. |
| 41 |
Lost Card, pick-up |
The card has been reported lost. |
| 42 |
No universal account. |
No universal account |
| 43 |
Stolen Card, pickup |
The card has been reported stolen. |
| 44 |
No investment account |
No investment account. |
| 51 |
Not sufficient funds |
The credit limit for this account has been exceeded. |
| 54 |
Expired card |
The card is expired. |
| 55 |
Incorrect PIN |
The cardholder PIN is incorrect. |
| 56 |
No card record |
No card record. |
| 57 |
Transaction not permitted to cardholder |
The card is not allowed the type of transaction requested. |
| 58 |
Transaction not permitted on terminal |
The Merchant is not allowed this type of transaction. |
| 59 |
HS Errors |
Risk system errors. (see the list below) |
| 60 |
Contact ECHO |
CAVV validation failed. Issuer bank needs to update the system. |
| 61 |
Exceeds withdrawal limit |
The amount exceeds the allowed daily maximum. |
| 62 |
Restricted card |
The card has been restricted. |
| 63 |
Security violation. |
The card has been restricted. |
| 64 |
Original amount incorrect |
Original amount incorrect. |
| 65 |
Exceeds withdrawal frequency |
The allowable number of daily transactions has been exceeded. |
| 66 |
Call acquirer security, call ECHO |
Call acquirer security, call ECHO. |
| 68 |
Response received too late |
Response received too late |
| 75 |
PIN tries exceeded |
The allowed number of PIN retries has been exceeded. |
| 76 |
Invalid "to" account |
The debit account does not exist. |
| 77 |
Invalid "from" account |
The credit account does not exist. |
| 78 |
Invalid account specified (general) |
The associated card number account is invalid or does not exist. |
| 79 |
Already reversed |
Already reversed. |
| 84 |
Invalid authorization life cycle |
The authorization life cycle is invalid. |
| 86 |
Cannot verify PIN |
Cannot verify PIN. |
| 87 |
Network Unavailable |
Network Unavailable. |
| 89 |
Ineligible to receive financial position information |
Ineligible to receive financial position information. |
| 90 |
Cut-off in progress |
Cut-off in progress. |
| 91 |
Issuer or switch inoperative |
The bank is not available to authorize this transaction. |
| 92 |
Routing error |
The transaction cannot be routed to the authorizing agency. |
| 93 |
Violation of law |
Violation of law. |
| 94 |
Duplicate transaction |
Duplicate transaction. |
| 95 |
Reconcile error |
Reconcile error. |
| 96 |
System malfunction |
A system error has occurred. |
| 98 |
Exceeds cash limit |
Exceeds cash limit. |
| 99 |
Limit failed |
Limit failed |
| 100 |
Invalid account information |
Invalid account information |
| 101 |
Invalid customer information |
Invalid customer information |
| 102 |
Invalid customer phone number |
Invalid customer phone number |
| 103 |
Invalid customer address |
Invalid customer address |
| 104 |
Invalid country association |
Invalid country association |
| 105 |
Invalid email address value |
Invalid email address value |
| 106 |
Invalid IP address value |
Invalid IP address value |
| 107 |
Invalid or expired CC expire info |
Invalid or expired CC expire info |
| 108 |
Invalid custom field value |
Invalid custom field value |
| 109 |
Invalid card details |
Invalid card details |
| 110 |
Invalid date |
Invalid date |
| 111 |
Invalid date/time |
Invalid date/time |
| 112 |
Invalid details |
Invalid details |
| 113 |
Card number does not match card type |
Card number does not match card type |
| 114 |
No acquirer specified |
No acquirer specified |
| 115 |
Repeat amount too great |
Repeat amount too great |
| 116 |
Split amount too great |
Split amount too great |
| 117 |
Invalid username/password |
Invalid username/password |
| 118 |
Invalid session |
Invalid session |
| 119 |
Session has expired |
Session has expired |
| 120 |
Password expired |
Password expired |
| 121 |
Password has been previously used |
Password has been previously used |
| 122 |
Account has been locked |
Account has been locked |
| 123 |
New password does not match confirmed password |
New password does not match confirmed password |
| 124 |
Incorrect current password |
Incorrect current password |
| 125 |
Invalid selection |
Invalid selection |
| 126 |
User already exists |
User already exists |
| 127 |
No transaction found |
No transaction found |
| 128 |
Invalid selected transactions |
Invalid selected transactions |
| 129 |
Invalid filter description |
Invalid filter description |
| 130 |
Invalid destination description |
Invalid destination description |
| 131 |
Invalid notification type |
Invalid notification type |
| 132 |
Invalid destination |
Invalid destination |
| 133 |
Invalid field selected |
Invalid field selected |
| 134 |
Invalid email from address |
Invalid email from address |
| 135 |
Invalid email subject |
Invalid email subject |
| 136 |
Invalid email type |
Invalid email type |
| 137 |
Unable to process request |
Unable to process request |
| 138 |
Request failed |
Request failed |
| 139 |
Coding error |
Coding error |
| 140 |
Invalid request |
Invalid request |
| 141 |
Invalid field selected |
Invalid field selected |
| 142 |
Banned card |
Banned card |
| 143 |
Unknown user |
Unknown user |
| 144 |
Cannot determine account |
Cannot determine account |
| 145 |
No account found |
No account found |
| 146 |
Transaction de-activated |
Transaction de-activated |
| 147 |
Invalid data received |
Invalid data received |
| 148 |
Timeout |
Timeout |
| 149 |
Invalid acquirer |
Problem in the setup. Please contact your account manager. |
| 150 |
Unable to connect to acquirer |
Unable to connect to acquirer |
| 151 |
Invalid response from acquirer |
Invalid response from acquirer |
| 152 |
Communication error |
Communication error |
| 153 |
Wrong number of emails |
Wrong number of emails |
| 154 |
Bank System error |
Bank System error |
| 155 |
Invalid transport configuration |
Invalid transport configuration |
| 156 |
Transaction reference not found |
Transaction reference not found |
| 157 |
Invalid request type |
Invalid request type |
| 158 |
Timeout error |
Timeout error |
| 159 |
3-D Secure Transport Error |
3-D Secure Transport Error |
| 160 |
Unauthenticated |
Unauthenticated |
| 161 |
Invalid request |
Invalid request |
| 162 |
Invalid response |
Invalid response |
| 163 |
Invalid acquirer |
Invalid acquirer |
| 164 |
Invalid account data |
Invalid account data |
| 165 |
Missing |
Missing |
| 166 |
Payment error |
Payment error |
| 167 |
Invalid acquirer for 3-D Secure |
Invalid acquirer for 3-D Secure |
| 168 |
Invalid payment type for 3-D Secure |
Invalid payment type for 3-D Secure |
| 169 |
Invalid process |
Invalid process |
| 170 |
Name pick required |
Name pick required |
| 171 |
Address pick required |
Address pick required |
| 172 |
IP not in range |
IP not in range |
| 173 |
Decline |
Decline |
| 174 |
Uncertain result |
Uncertain result |
| 175 |
Unknown error |
Unknown error |
| 176 |
Currency not allowed |
Currency not allowed |
| 177 |
3d Status not configured correctly |
3d Status not configured correctly |
| 178 |
Maestro cards should be 3d |
Maestro cards should be 3d |
| 179 |
Invalid return URL |
Invalid return URL |
| 180 |
Post code does not match country |
Post code does not match country |
| 181 |
Blacklist |
Customer blacklisted |
| 182 |
Invalid Merchant |
Invalid Merchant |
| 183 |
Reference no is required |
Reference no is required |
| 184 |
Return url is required |
Return url is required |
| 185 |
Invalid return url |
Invalid return url |
| 188 |
Amount is required |
Amount is required |
| 190 |
Amount should be an integer |
Amount should be an integer |
| 191 |
Amount should be greater than 0 |
Amount should be greater than 0 |
| 192 |
Currency is required |
Currency is required |
| 193 |
Currency length should be 3 |
Currency length should be 3 |
| 194 |
Credit Card is required |
Credit Card is required |
| 195 |
Invalid credit card information |
Invalid credit card information |
| 196 |
Cvv length should be 3 |
Cvv length should be 3 |
| 197 |
Email is required |
Email is required |
| 198 |
Invalid email address |
Invalid email address |
| 199 |
Birthday is required |
Birthday is required |
| 200 |
Birthday format should be yyyy- mm-dd |
Birthday format should be yyyy-mm-dd |
| 201 |
Billing Firstname is required |
Billing Firstname is required |
| 202 |
Billing Last Name is required |
Billing Last Name is required |
| 203 |
Billing Address1 is required |
Billing Address1 is required |
| 204 |
Billing City is required |
Billing City is required |
| 205 |
Billing Postcode is required |
Billing Postcode is required |
| 206 |
Billing Country is required |
Billing Country is required |
| 207 |
Billing Country size should be 2 |
Billing Country size should be 2 |
| 208 |
Billing Agent info is required |
Billing Agent info is required |
| 210 |
Ip is required |
Ip is required |
| 211 |
Invalid ip address |
Invalid ip address |
| 212 |
User agent is required |
User agent is required |
| 213 |
Transaction id is required |
Transaction id is required |
| 214 |
Md is required |
Md is required |
| 215 |
Pares is required |
Pares is required |
| 216 |
StoredCardId is required |
StoredCardId is required |
| 217 |
Country is invalid |
Country is invalid |
| 218 |
Postcode is invalid |
Postcode is invalid |
| 219 |
Currency is invalid |
Currency is invalid |
| 220 |
Amount should not be greater than 10000000 |
Amount should not be greater than 10000000 |
| 221 |
Acquirer response is required |
Acquirer response is required |
| 223 |
Waiting for IPN response |
Waiting for IPN response |
| 224 |
Shipping First Name is invalid |
Shipping First Name is invalid |
| 225 |
Shipping Last Name is invalid |
Shipping Last Name is invalid |
| 226 |
Description is required |
Description is required |
| 227 |
Authorization successful |
Authorization successful |
| 228 |
Status description is required |
Status description is required |
| 229 |
CURO transaction ID is required |
CURO transaction ID is required |
| 230 |
Status code is required |
Status code is required |
| 231 |
Billing Phone is invalid |
Billing Phone is invalid |
| 232 |
Age should not be less than 16 and greater than 110 |
Age should not be less than 16 and greater than 110 |
| 233 |
Shipping City is invalid |
Shipping City is invalid |
| 234 |
Shipping Country is invalid |
Shipping Country is invalid |
| 235 |
Shipping Country size should be 2 |
Shipping Country size should be 2 |
| 236 |
Shipping Phone is invalid |
Shipping Phone is invalid |
| 237 |
Card is not enrolled to 3-D |
Card is not enrolled to 3-D |
| 238 |
Password is required |
Password is required |
| 239 |
Minimum amount not match |
Minimum amount not match |
| 240 |
Maximum amount not match |
Maximum amount not match |
| 241 |
Token - Missing Required Field |
Token - Missing Required Field |
| 242 |
Token - Authentication Failure. |
Token - Authentication Failure. |
| 243 |
Token - JSON Encode Error |
Token - JSON Encode Error |
| 244 |
Token - JSON Decode Error |
Token - JSON Decode Error |
| 245 |
Token - token parameter length > 40 bytes. |
Token - token parameter length > 40 bytes. |
| 246 |
Token - Header X-VAULT-TRACE- ID length > 64 bytes. |
Token - Header X-VAULT-TRACE-ID length > 64 bytes. |
| 247 |
Token - last 4 parameter larger than four UTF-8 characters. |
Token - last 4 parameter larger than four UTF-8 characters. |
| 248 |
Token - This method is missing the following fields. |
Token - This method is missing the following fields. |
| 249 |
Token - last 4 parameter is not a valid four character UTF-8 string. |
Token - last 4 parameter is not a valid four character UTF-8 string. |
| 250 |
Token - Invalid Request. |
Token - Invalid Request. |
| 251 |
Token - This method has parameters that are non valid UTF- 8 string. |
Token - This method has parameters that are non valid UTF-8 string. |
| 252 |
Token - encrypted Value parameter length > 2.000 bytes. |
Token – encrypted. Value parameter length > 2.000 bytes. |
| 253 |
Token - Request header X-VAULT- HMAC is missing. |
Token - Request header X-VAULT-HMAC is missing. |
| 254 |
Token - Unknown Method |
Token - Unknown Method |
| 255 |
Token - Invalid Parameter Format. |
Token - Invalid Parameter Format. |
| 256 |
Token - Database Connection Failure. |
Token - Database Connection Failure. |
| 257 |
Token – plain. Text parameter length > 2.000 bytes. |
Token – plain. Text parameter length > 2.000 bytes. |
| 258 |
Token - Invalid or expired session. |
Token - Invalid or expired session. |
| 259 |
Token - store_token attempted to overwrite existing token. Use update_token to overwrite. |
Token - store_token attempted to overwrite existing token. Use update_token to overwrite. |
| 260 |
Token - update_token attempted to update non-existing token. Use store_token instead. |
Token - update_token attempted to update non-existing token. Use store_token instead. |
| 261 |
Token - retrieve_token method cannot decrypt stored data. Use decrypt. |
Token - retrieve_token method cannot decrypt stored data. Use decrypt. |
| 262 |
Token - Token not found, or user does not not have segment access privilege. |
Token - Token not found, or user does not not have segment access privilege. |
| 263 |
Token - decrypt method cannot decrypt user-encrypted data. Use retrieve_token. |
Token - decrypt method cannot decrypt user-encrypted data. Use retrieve_token. |
| 264 |
Token - Unable to validate session credentials. |
Token - Unable to validate session credentials. |
| 265 |
Token - No Read privilege. |
Token - No Read privilege. |
| 266 |
Token - No Write privilege. |
Token - No Write privilege. |
| 267 |
Token - No Delete privilege. |
Token - No Delete privilege. |
| 268 |
Token - No Encrypt privilege. |
Token - No Encrypt privilege. |
| 269 |
Token - No Decrypt privilege. |
Token - No Decrypt privilege. |
| 270 |
Token - No Token Info privilege. |
Token - No Token Info privilege. |
| 271 |
Token - No Touch Token privilege. |
Token - No Touch Token privilege. |
| 272 |
Token - Need Encrypt or Session Decrypt privilege to obtain a session. |
Token - Need Encrypt or Session Decrypt privilege to obtain a session. |
| 273 |
Token - No Session Decrypt privilege. |
Token - No Session Decrypt privilege. |
| 274 |
Token - Message timestamp is more than 30 seconds older than server time. |
Token - Message timestamp is more than 30 seconds older than server time. |
| 275 |
Token - Message timestamp is more than 5 than 5 seconds newer than server time.' |
Token - Message timestamp is more than 5 than 5 seconds newer than server time.' |
| 276 |
Token - Unknown segment |
Token - Unknown segment |
| 277 |
Token - Unknown retention policy |
Token - Unknown retention policy |
| 278 |
Voucher code is required |
Voucher code is required |
| 279 |
Voucher code is invalid |
Voucher code is invalid |
| 280 |
Login failed |
Login failed |
| 281 |
CVV failure |
CVV failure |
| 282 |
Country of bank is required |
Country of bank is required |
| 283 |
Waiting |
Waiting |
| 284 |
Already captured |
Already captured. |
| 285 |
The method is not allowed by Gateway |
The method is not allowed by Gateway. |
| 286 |
Already cancelled |
Already cancelled |
| 287 |
Error Processing PARes |
Error Processing PARes |
| 288 |
Permission settings are not configured to perform this operation |
Permission settings are not configured to perform this operation |
| 289 |
3D was attempted |
3D was attempted |
| 290 |
Token - Issuer Bank Error |
Token - Issuer Bank Error |
| 291 |
Token - Connection Error |
Token - Connection Error |
| 292 |
Token - Issuer or switch inoperative |
Token - Issuer or switch inoperative |
| 295 |
The amount is smaller than the lower limit |
The amount is smaller than the lower limit |
| 299 |
Provider not configured correctly |
Problem in the setup. Please contact your account manager. |
| 300 |
Address not verified |
Address not verified |
| 404 |
Issuer Bank Error |
Issuer Bank Error |
| 405 |
HayStack Response |
Decline from Fraud tool |
| 408 |
HayStack Response |
Fraud Timeout Error |
| 409 |
HayStack Response |
Third Party decline on Fraud Tool |
| 410 |
HayStack Response |
Global Rules on Fraud tool |
| 406 |
Billing Firstname is invalid |
Billing Firstname is invalid |
| 407 |
Billing Last Name is invalid |
Billing Last Name is invalid |
| 408 |
HS Fraud Timeout Error |
Third party tool time out error |
| 409 |
HS Third Party Decline |
Third party tool not responding |
| 410 |
HS Global Rules |
Rejected cause of global ruleset set in fraud tool |
| 900 |
Card Transaction Limit Exceeded |
Max acquirer limit per transaction has been reached |
| 901 |
Card Transaction Limit Exceeded |
Max acquirer limit per first transaction has been reached |
| 902 |
Card Transaction Limit Exceeded |
Max acquirer limit by daily has been reached |
| 903 |
Card Transaction Limit Exceeded |
Max acquirer limit by weekly has been reached |
| 904 |
Card Transaction Limit Exceeded |
Max acquirer limit by monthly has been reached |
| 905 |
Card Transaction Limit Exceeded |
Max acquirer limit by yearly has been reached |
| 906 |
Transaction Limit Exceeded |
Max acquirer limit by total mid monthly has been reached |
| 907 |
Currency not allowed |
Currency not allowed by acquirers configured |
| 908 |
Country not allowed |
Country not allowed by acquirers configured |
| 909 |
Bin not allowed |
Bin not allowed by acquirers configured |
| 910 |
Card Brand not allowed |
Card brand not allowed by acquirers configured |